ePay - Instant Personal Loan

→ Minimum APR(Annual Percentage Rate) is 12% and maximum APR(Annual Percentage Rate) is 28%. Also full repayment within 61 days or less is not allowed.

→ Minimum and maximum period for repayment, Maximum Annual Percentage Rate (APR), a representative example of the total cost of the loan, including all applicable fees

1. Total Loan amount : ‎₹ 1,000 - ‎₹ 10,000

2. Minimum period for repayment : 61 days

3. maximum period for repayment : 365 days

4. Interest rate : 12% per annum, i.e. 1% per month

5. Other fees: we charge one-time processing fee

6. Approx. APR with interest rate plus fees : 35.9%

→ Example of the total cost of loan, including all applicable fees : if your loan amount is ₹ 10,000 and period for repayment is 62 days (with two equal installments in 31 day each), interest is 12% per annum with one-time processing fee of ₹ 1,200, then total cost of the loan is ₹ 10,000 * 12% * 62 / 365 (interest calculation) + ₹ 1,200 (all applicable fees) = ₹ 204 + ₹ 1,200 = ₹ 1,404 and total amount payable is ₹ 10,000 + ₹ 1,404 = ₹ 11,404 with monthly payment = ₹ 11,404 / 2 = ₹5,702.

→ In ePay - Instant Personal Loan app you can now avail personal loan completely online. Be it a trip to your dream destination, renovating your home with modern furnishings, your dream wedding plan or even a medical emergency, a Personal Loan will always help you fulfill your requirements. When you apply for a Personal Loan online on ePay - Instant Personal Loan app, we connect you with the best lending partners in India. So, choose from our list of Personal Loan partners basis your need and convenience and make the most of it.

→ Need instant personal loan for short term ? You are at right place to get the personal loan and get easy approval. Apply now for personal loan and get instant personal loan The minimum age limit to apply for a loan should be 21 years. Maximum age can go up to 60 years (salaried employees) and 65 years (self employed professionals) at the time of loan maturity. However, age varies from bank to bank.

How to Apply for ePay - Instant Personal Loan :

1. Fill in the online application form with your personal, employment and financial details.

2. Choose your loan amount and repayment tenor to receive instant approval.

3. ePay - Instant Personal Loan representative will get in touch with you.

4. Receive disbursal of your loan within 24 hours of approval.

Loan Information :

1. Avail a Loan of up to Rs. 5 Lakhs

2. Affordable rate of interest starts at 6.99% p.a

3. Other charges:

4. Processing fee 2% + GST

5. Convenience charges: Rs. 4999

6. flexible repayment period of 12 to 60 months.

7. full repayment in 30 days or less is not allowed.

Features of ePay - Instant Personal Loan :

1. 50+ Banks And NBFC's

2. Easy Approval

3. 1,50,000+ Happy Customers

4. Exclusive Offers & Rates

5. No Collateral Required

6. Easy Tracking

Disclaimer :

1. ePay - Instant Personal Loan application is just provide digital platform for loan processing to avoid unnecessary paperwork than respective bank doing further loan related process.

2. Loan approval status is given by respective bank we just provide digital platform for loan processing that ease your job.

3. Read privacy policy carefully before use & process any loan. (https://sites.google.com/view/surfacetechnology202/home)

4. Customer Care Email : surfacetechnology202@gmail.com.

5. Working Hours: 9:00 AM to 6:00 PM (Monday to Friday).